How do you choose the most secure and safe online casino? 

Introduction

Before you play online, it is important to know how safe the casino is. Online gambling sites that have been licensed by a respected regulator are the most secure. They also undergo regular audits for fairness. Online casinos must provide SSL encryption and a 2-step verification procedure to ensure your safety and your funds. This protects your funds and personal information from being accessed by unauthorised parties. We only recommend casinos that we feel are safe and secure, and also ensure they comply with all regulations. We consider a variety of factors to do this. We will go into detail about them below.

How We Find Safe Online Casinos

Our experts have thoroughly vetted the security and safety of any sites we recommend. We will be discussing the most important aspects we consider before choosing online casinos.

Licensing Gaming Fairness

An online casino that is legitimate should be licensed by a respected regulator like the Malta Gaming Authority. Online casinos use Random Number Generators to ensure that all players have equal chances of winning a given game. Third parties should regularly audit them to ensure fairness. Popular third-party organizations such as eCOGRA audit impartial sites.

Game Software

Only trusted and well-respected providers should be used to create the games at an online casino. This is so that you can access a wide range of real-money and free games that are both fun and easy to play. Top software providers will deliver the best graphics and smoothest gameplay.

Withdrawal and Deposit Methods

Online casinos that offer the best banking options should be able to accept most of the most trusted and secure options. These options include debit cards like Visa and Mastercard, e-Wallets like Skrill and Neteller, and cryptocurrency. Online casinos have very short processing times for withdrawals. It usually takes three to five business days. However, this can vary from one site to the next. To confirm the time it will take, we recommend that you read the Terms and Conditions for any site.

Customer Service

The difference between a great business and a terrible one is customer service. Online casinos should offer excellent customer service and be available 24/7 to resolve any queries or issues you may have. You can reach a professional customer support agent via telephone, email, chat or live chat.

Red Flags in Online Casinos 

Online casinos that do not have an operating license from a recognized regulator are immediately flagged. Avoid any casino that isn’t licensed.

Third parties should audit the Random Number Generators regularly to ensure fairness and predict wins. You should avoid those that don’t, as they will cause you to lose all of your money and not win anything. It is important that you are able to access your winnings quickly.

It is important to ensure that the casino you choose uses only the most trusted and respected software providers for its games. You will find a wide range of games that are easy to play, with beautiful graphics and high-quality sounds.

A good online casino must have realistic wagering requirements as well as professional customer service.

Final Remarks

Online casinos should follow the same security protocols as desktop casinos. We only recommend them. Playing on your mobile browser is safe. You can also download casino apps from the trusted sites we have chosen. You can play your favorite casino games from your smartphone if you have an internet connection. However, you need to ensure that you only use trusted Wi-Fi connections. This will reduce the chance of unauthorised third parties stealing your data and hacking into your casino account.

 

Why The Stock Market Isn’t a Casino!

One of the more cynical reasons investors give for avoiding the stock market is to liken it to a casino. “It’s just a big gambling game,” some say. “The whole thing is rigged.” There may be just enough truth in those statements to convince a few people who haven’t taken the time to study it further.

As a result, they invest in bonds (which can be much riskier than they presume, with far little chance for outsize rewards) or they stay in cash. The results for their bottom lines are often disastrous. Here’s why they’re wrong:

1) Yes, there’s an element of gambling, but-
Imagine a casino where the long-term odds are rigged in your favor instead of against you. Imagine, too, that all the games are like black jack rather than slot machines, in that you can use what you know (you’re an experienced player) and the current circumstances (you’ve been watching the cards) to improve your odds. Now you have a more reasonable approximation of the stock market.

Many people will find that hard to believe. The stock market has gone virtually nowhere for 10 years, they complain. My Uncle Joe lost a fortune in the market, they point out. While the market occasionally dives and may even perform poorly for extended periods of time, the history of the markets tells a different story.

Over the long haul (and yes, it’s occasionally a very long haul), stocks are the only asset class that has consistently beaten inflation. The reason is obvious: over time, good companies grow and make money; they can pass those profits on to their shareholders in the form of dividends and provide additional gains from higher stock prices.

2) The individual investor is sometimes the victim of unfair practices, but he or she also has some surprising advantages.
No matter how many rules and regulations are passed, it will never be possible to entirely eliminate insider trading, dubious accounting, and other illegal practices that victimize the uninformed. Often, however, paying careful attention to financial statements will disclose hidden problems. Moreover, good companies don’t have to engage in fraud-they’re too busy making real profits.

Individual investors have a huge advantage over mutual fund managers and institutional investors, in that they can invest in small and even MicroCap companies the big kahunas couldn’t touch without violating SEC or corporate rules.

While these smaller companies are often riskier, they can also be the source of the biggest rewards.

3) It is the only game in town.
Outside of investing in commodities futures or trading currency, which are best left to the pros, the stock market is the only widely accessible way to grow your nest egg enough to beat inflation. Hardly anyone has gotten rich by investing in bonds, and no one does it by putting their money in the bank.
Knowing these three key issues, how can the individual investor avoid buying in at the wrong time or being victimized by deceptive practices?

Here are six actions you can start with:

1) Consider the P/E ratio of the market as a whole and of your stock in particular.
Most of the time, you can ignore the market and just focus on buying good companies at reasonable prices. But when stock prices get too far ahead of earnings, there’s usually a drop in store. Compare historical P/E ratios with current ratios to get some idea of what’s excessive, but keep in mind that the market will support higher P/E ratios when interest rates are low.

2) When inflation and interest rates are soaring, the market is often due for a drop…be alert.
High interest rates force companies that depend on borrowing to spend more of their cash to grow revenues. At the same time,Singapore online casino money markets and bonds start paying out more attractive rates. If investors can earn 8% to 12% in a money market fund, they’re less likely to take the risk of investing in the market.

Of course, severe drops can happen in times of low interest rates as well. Look for red flags in the financial news, such as the beginning of the recent housing slump or the international credit crisis. Don’t let fear and uncertainty keep you from participating. Remember that the market goes up more than it goes down. Even poor market timers make money if they buy good companies.

3) Do your homework.
Study the balance sheet and annual report of the company that’s caught your interest. At the very least, know how much you’re paying for the company’s earnings, how much debt it has, and what its cash flow picture is like. Read the latest news stories on the company and make sure you are clear on why you expect the company’s earnings to grow.
If you don’t understand the story, don’t buy it. But, after you’ve bought the stock, continue to monitor the news carefully. Don’t panic over a little bit of negative news from time to time. Nearly every company has an occasional setback.

But if there is serious evidence of fraud or declining prospects, act quickly. Restating earnings is often a clear sign that all is not well with a company’s accounting practices.

4) Be patient.
Predicting the direction of the market or of an individual issue over the long term is considerably easier that predicting what it will do tomorrow, next week or next month. Day traders and very short term market traders seldom succeed for long. If your company is under priced and growing its earnings, the market will take notice eventually.

5) Take advantage of periodic panics to load up on shares you really like long term.
It isn’t easy to do, but following this advice will vastly improve your bottom line.

6) Remember that it’s not different this time.
Whenever the market starts doing crazy things, people will say that the situation is unprecedented. They will justify outrageous P/E’s by talking about a new paradigm. Or, they’ll bail out of stocks at the worst possible time by insisting that this time, the end of the world is really at hand.

If you watch these cycles over a period of 20-30 years or so, you’ll learn a valuable lesson: It’s never different this time. Ignore the hype, and carry on.